'New record for the Nifty50 is only a question of when.'
'Career paths are no longer linear as professionals look to build a more holistic career portfolio that is true to their professional and financial goals.'
'Sector funds like IT funds should be included only in the satellite portfolio.' 'Limit your exposure to IT sector funds to around 5-10 per cent of your equity portfolio.'
Since infrastructure projects have long gestation periods, investors need to enter them with a long horizon of at least 10 years.
Any currency design change must be approved by the RBI central board and the central government.
Investors not comfortable investing directly may take the mutual fund route, where they get exposure to a diversified portfolio of bonds.
Invest only if you wish to go overweight on the sector.
Borrowers should be careful if the app promises too-quick disbursal, and doesn't provide adequate information on the terms of the loan, such as interest rate, repayment schedule, etc.
Enter multi-cap funds only if you can stay invested for the long term.
If you opt for a term-life cover, buy separate policies to cover the loan for all the co-borrowers in a home loan for a sum assured equal to the home loan amount.
The SIP route suits the salaried class, by matching their income flows with investment frequency.
Over longer periods of three, five and 10 years, small-cap funds have rewarded their investors handsomely.
The returns from liquid funds, currently, look better than what savings accounts of leading banks are offering, points out Sarbajeet K Sen.
While the purchases of celebrity investors become public knowledge, what is not known is the price point at which they bought them.
Investors need to evaluate how they stack up against other high credit quality fixed-income options before putting money in them.
Bundled products often come with restrictions. The customer also gets locked into two products at the same time. This reduces flexibility.
'The minimum holding period for equities should be three years.' 'Try goal-based investing.' 'Link your equity portfolios to specific goals such as retirement, purchase of a house or car...'
'FDs should hold your emergency funds, equivalent to around 6-12 times your monthly expenses.'
Young investors could allocate in the proportion of 70:20:10 to equity, debt and gold.
'A patient visits for any other treatment, but a routine Covid test finds him to be positive.' 'Not only are they, but their whole family is also coming out to be positive.'
